+1 (214) 604–8690

   shad@themortgageslayer.com

Our Services

 

We offer guidance and solutions to help you select the perfect loan program

for your personal mortgage strategy.

 

First Time Home Buyers

 

My goal is to educate 1st time homebuyers on topics like credit, down payment and debt to income ratio, and then also giving them the freedom to choose the best mortgage option that will fulfill their financial goals so they can shop confidently for the RIGHT home.

 

FHA Loans

 

An FHA loan is a mortgage that’s insured by the Federal Housing Administration (FHA). They are popular especially among first time home buyers because they allow down payments of 3.5% for credit scores of 580+

 

USDA Loans

 

USDA loans are zero-down-payment mortgages for rural and suburban homebuyers. They’re mainly for borrowers who aren't wealthy and can’t get a traditional mortgage.

 

Conventional Loans

 

Conventional mortgage borrowers typically make larger down payments,  have a more secure financial standing and have a minimum credit score of 660. 

 

VA Loans

 

VA loans are for those who served in the military. The main advantages are no required down payment, lower credit-score requirements and no mortgage insurance.

 

Refinance Loans

 

Refinancing is done to allow a borrower to obtain a better interest term and rate to lower their monthly payment, or even take cash out of your home's equity. 

Start the process now!