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About The Mortgage Slayer

"Only those who will risk going too far can possibly find out how far one can go." - T.S. Eliot


Whether I spent time protecting the Iraqi’s from terrorists in Baghdad, Mosul, and Tal Afar, or helping clients here in Dallas/Fort Worth area become health conscious and educated about fitness, I’ve always been on a mission to help people. Now as a husband and father to my 3 kids, I try to protect them from this crazy world as much as I can, but also protect them and guide them to become respectful, grateful and compassionate adults.


So what does this have to do with purchasing a home? In a word, Everything. Buying a home could be the greatest, but scariest step you could take in life? There’s a lot of responsibility and there’s a lot of misinformation out there.

My wife and I purchased our first home in 2010. I knew nothing about the process and still remember how much anxiety and stress we felt because there was no communication or guidance. So now I’m able to use my experiences in life protecting and guiding, but this time it’s with my clients through the mortgage loan process from the first step to the last step and even beyond. 

Six years ago, I began my journey into the world of the mortgage industry. Little did I know the impact I could and would have on my clients. I started in the big bank “call center” atmosphere that perhaps you know a little about. Basically I was a one-size, fits all, order taker and I hoped with fingers crossed my clients would close on time because of all the red tape and hurdles that had to be completed due to being in a big bank. Sometimes you could get a hold of me, sometimes you couldn’t. It was not because I didn’t care, it’s just the nature of mortgage with big establishments and the phone extension number was like 7 digits long. Misdial that one or two times and yeah you get the picture.


So now how am I different from others in my industry?

First, let’s start with this. Your sole reason to work with me will never be because I have the lowest rate and or fees. What you need to understand is that sometimes my rates are better by .25 point and sometimes others are better than me by .25 point. But the key here is that you have the BEST home buying experience as possible and you work with someone you trust 100% percent. So how is that trust built? By listening!


Yes, I listen and advise and provide guidance, protecting you through the common pitfalls many home buyers succumb to. That’s it. Isn’t that truly what we all want when it comes to working with someone, especially when it comes to something as important as purchasing a home for you and your family?

By looking at your short and long term financial goals, my main mission is to help you accrue wealth, through the acquisition of real estate and educate you on how we manage that debt after we close on your home. Did you catch that? Yes, our relationship begins when you close on your home. Remember that trust thing, it takes time.


Someone purchasing their 3rd home most likely has different goals than someone purchasing their first home. Someone with no kids will have different needs than someone with 4 kids.  You are unique and deserve a mortgage plan that fits your specific life and financial strategy? And guess what, that strategy can change in 1, 3 , 5, 10 years. So, again, our relationship begins when you close on your home because now you have someone who is an ambassador for you and your family.


I’ll end with this, Forbes magazine wrote an article two years ago (article now on my blog) that stated the average renter’s net worth is about $5,400. The average homeowner’s net worth is approximately $195,000. Homes have on average, across the board, appreciated in the last two years so I think its safe to assume there’s an even bigger disparity. So my question for you is this, Which side do you want to be on?


It’s my job to help you get there if you want it bad enough and are willing to allow me to protect and guide you through the process. Come experience the process for yourself.

Tirrell Richard

Branch Mananger

Shad Marshall

Mortgage Lender

Kelsie Gibson

Loan Officer Assistant



in Their Fields


With over 32 years experience within the mortgage industry, our team is well prepared to handle various client financial situations, from the easy to the complex.

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What People Say

Why Choose Us

Personal Service

We believe a mortgage should be about building relationships and helping customers achieve their dream of home ownership.

Loan Efficiency

Our pre-approval process and systematic approach to the loan process insures an on-time closing.

Competitive Pricing

With an individualized loan strategy, great rate, and low fees, you are assured to save as much money as possible.